Close FINANCE DEPARTMENT
Our Location
5701 S Pennsylvania Ave
Lansing, MI 48911
Finance: 517.394.6000
Welcome to Our Finance Center
Let Spartan Toyota help you get approved for a car loan or lease. We put a sharp focus on customer satisfaction and go the extra mile when it comes to serving car shoppers near the Lansing, Okemos, and Haslett, Michigan, areas. On top of trusted guidance, we provide incentives and rebates that sweeten your purchase.
Use Our Online Shopping Tools
Along with researching vehicles, you can embark on other paths to learn more about the models you’re considering, like the Toyota Tundra. Use our online shopping tools as part of your research process. Before you dive in, fill out the finance application online. That way, you’ll be ready to take the plunge when you find the right Toyota for you.
Any time during the process, you can use the following features. Even if you’re at the stage where you’re considering buying a new car but not ready to formally cement any decisions, they’re helpful and easy to use. Securing your financing in the beginning will speed up the time it takes to get a new car.
If you’re looking at a handful of models like the Toyota Venza, the complimentary payment calculator can give you an estimated monthly payment. Play around with the numbers to see what’s the most comfortable for your budget. Use it more than once if you’re considering a handful of cars.
A shopper who already owns a car can trade it in to lower the monthly payment on a new one. To find out how much your car may be worth, use the Value Your Trade tool to see what it can yield in a trade-in transaction. We’ll provide an appraisal using the latest estimated market value so that you’ll get ample and fair compensation.
If you prefer to sell your car, you can do so after filling out the same Value Your Trade form under the Sell/Trade tab. We will offer compensation for your car so that you can use it for other expenses. We’re pleased to add a like-new car to our pre-owned inventory.
Buy Online With SmartPath
Fans of online shopping can feed their appetite for more by buying a Toyota online. SmartPath brings that capability to you in your very own home.
Go through each stage involved in getting a quality new car like the Toyota 4Runner into your driveway through SmartPath. You’ll start with selecting it, move toward arranging your financing agreement, and then proceed to schedule delivery to your home or office. In between, you can trade in your current car as well.
Lease or Loan: What’s Right for You?
Depending on your driving goals, you may be interested in either a lease or a loan. If you’re unfamiliar with the differences between them and what the benefits are of each option, a finance expert can let you know. After you’ve been approved for financing, you can discuss your options with them.
Here’s a quick overview of the difference between these payment options.
With a lease, you’re given the opportunity to drive a new Toyota every few years. Once the lease expires, it’s time to upgrade to the latest version of the car that you like. Warranty coverage will be included to give you peace of mind.
When you sign on for a loan, you’re the owner of the car and can eventually trade it in or sell it. Paying on a loan each month builds up your equity to help you in the future if you decide to buy a house or a boat. Plus, you will not have any mileage restrictions to uphold.
Returning Your Lease
Time goes fast when you’re enjoying the ride. If your lease is set to expire, you’ll receive a notification around 90 days before it occurs. During this time, you should schedule an independent inspection before you return it. You also must decide what you should do next with your car.
Many lessees enjoy upgrading to new cars every two to three years. That way, you’ll always have a new car. If you’re anticipating your next car, we’re excited to steer you toward various models like the Toyota RAV4 Hybrid or Toyota Tacoma.
Maybe you grew to love your car and hope that you don’t have to give it away. You don’t have to! Talk to our finance experts about getting a loan to cover the remaining cost of the car. Then, you’ll be the owner and can build up equity.
Or maybe the leasing process wasn’t for you for whatever reason. Your circumstances may have changed, or you need a different kind of car or want to explore other brands or even payment arrangements. Return the car, and we can direct you to our new or pre-owned inventory.
Reap the Benefits of Vehicle Specials and Incentives
While you’re shopping for a car, remember to check out our vehicle specials for both new and used cars. You may not realize that the car that’s been on your list could hold even more value. This can also serve as a tiebreaker if you’re caught between more than one Toyota.
If you’re graduating from college or enlisted in the military, you may be eligible for an incentive on a new car. Let your finance expert know if you fit into either category so that you can take advantage of one of these helpful programs.
We provide a Military Rebate to honor our military personnel, both active and retired. We’re also pleased to congratulate our recent and upcoming college graduates with help when buying a Toyota through our Toyota College Graduate program.
Start a Lease or Loan at Spartan Toyota
Once you’ve found your next car, you’ll need a lease or loan to go with it. Spartan Toyota can help you get behind the wheel of your next vehicle with the right payment plan for your lifestyle.
Rely on their expertise and experience in creating satisfying plans for car shoppers like you near Lansing, Okemos, and Haslett, MI. Contact us today for a consultation!
“ ” Made sure I was out of there on time for my next appointment!